Credit Analysis Associate (m/f/d)

Industrial and Commercial Bank of China (ICBC) Frankfurt Branch was established in June 1999, which holds the universal bank license of Germany and is a correspondent bank for first class clearing of Euro and a member of the Target2 and SEPA of the Euro Clearing System. ICBC Frankfurt Branch is also the Euro Clearing Center of ICBC Group. We're currently looking for:

Credit Analysis Associate (m/f/d)

Full-time

Location: Frankfurt am Main, Germany (on-site)

Responsibilities and tasks:

• Organization of operational procedures including credit process controls, credit analysis, risk and quality control, credit administration.
• Responsible for organization, management process control and quality control of post-lending management including early warning procedures and related tasks.
• Responsible for credit business review including internal credit limit, credit rating and implementation check of credit disbursement.
• Ensuring compliance with internal regulations as well as with KWG and MaRisk.
• Cooperation with internal and external auditors with regard to lending business.

Qualifications and skills:

• Bachelor's or Master's degree in Business Administration, Economics or related field, CFA or FRM would be an advantage.
• More than 5 years of corporate and credit experience in a commercial bank in Germany, with in-depth knowledge in corporate banking including key basic products (working experience in both, in German as well as in foreign banks would be an advantage)
• In-depth knowledge of KWG and MaRisk, especially regarding BTO 1 and related EBAGuidelines particularly with regard to loans for large corporate clients and banks.
• Strong analytical skills especially regarding analyzing the creditworthiness of our clients.
• Business-fluent in English and German, ideally supplemented by another foreign language such as Chinese.

We Offer:

• Compensation & Allowances: Monthly transportation allowance, telephone allowance, Pluxee lunch vouchers, Christmas bonus, birthday allowance and performance-based annual bonus.

• Training & Development: We sponsor and support obtaining qualifications relevant to your role, offer professional training programs and ICBC global events in China.

• Extras: Multicultural work environment, regular company events with colleagues and a long-term career perspective.

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